Check Eligibility
Check Eligibility
The Only Way To Turn Your Inherited IRA Into…

Generational And Tax-Free Wealth For Your Children

No strings attached. In order to see if you can qualify for the Inherited IRA Distribution Plan, your Licensed Inherited IRA Advisor needs 5 – 15 minutes to ask you some questions to better understand your situation. There’s no obligation at the end, and you’ll leave with peace of mind.
See If You Qualify

A+

AM Best

As of 6/2024

A+

S&P

As of 1/2024

A+

Fitch

As of 9/2024

A1

Moody’s

As of 9/2024

$808B

In Assets

Under management

What Is The Inherited IRA Distribution Plan?

Due to new rules, most non-spouse heirs must withdraw the entire Inherited IRA within 10 years. Withdraw at the wrong time and up to 40% can vanish to taxes.

The Inherited IRA Distribution Plan turns forced, taxable withdrawals into a tax-free legacy using A-rated companies that manage pensions for Fortune 500 companies, endowments, and large foundations.

How It Works

  1. Withdraw On-Time, On Purpose:
    Year-by-year calendar ensures IRS boxes are ticked—no penalties, no surprises.

  2. Redirect, Don’t Spend
    Each after-tax dollar is immediately routed into a compliant, tax-exempt vehicle that multiplies over time.

  3. Deliver a Larger, Tax-Free Check to the Next Generation
    Instead of a tax invoice, your kids receive an income-tax-free windfall—often 10x larger than the would-be IRA.
  4.  

Who The Plan Is For

First-Time Beneficiary

Goals: Avoid rookie mistakes
IRA Size: $50k – $124k
Fit: Good

Tax-Burdened Professional

Goals: Lower lifetime tax & protect college plans
IRA Size: $125k – $499k
Fit: Great

Legacy Maximizer

Goals: Gift heirs millions in tax-free wealth
IRA Size: $500k+
Fit: Ideal

Common Situations We Help Every Day...

If you’ve inherited an IRA, you belong here.

Whether you’re confused about the rules, worried about taxes, intent on leaving a bigger legacy—or just want to honor a parent’s wishes—the Inherited IRA Distribution Plan gives you a clear, compliant path forward.

See If You Qualify
“I just inherited an IRA and don’t want to make a mistake.’
“I’m 1–4 years in and the 10-year clock is stressing me out.”
“I’m late in the window and need a catch-up plan—fast.”
“I’m in my peak earning years; I can’t afford a tax spike.”
“It’s a Roth—do I still need to drain it in 10 years?”
“I don’t need the money now—I want it to benefit my kids.”

How To Prequalify

Step 01
Click Check Eligibility

Secure form asks 6 Yes/No questions (IRA size, relation, bracket, etc.)

Check Eligibility
Step 02
Instant Match
Our algorithm pairs you with the best Licensed Inherited IRA Advisor based on your prequalification responses.
Step 03
Schedule Your Call
In 15 minutes, your Advisor will ask you a few more questions, show you how the 10-Year Rule applies, and how new regulations can cost heirs 30-40% without proper planning
Check Eligibility

Testimonials

“Mom left me a $400k IRA. With the Distribution Plan I mapped withdrawals, paid less tax, and set up a tax-free fund for my kids.”

Laura M.

52, Illinois

“The 10-year rule terrified us. One Zoom call later we had a calendar that saves five figures in taxes.”

Jason and Emily H.

50’s, Arizona

Frequently Asked Questions

Why can’t I just wait until Year 10 and cash out?
If the original owner started RMDs, the IRS now requires annual withdrawals plus full depletion by Year 10. Miss one and you face a 25 % penalty.
100 % IRS-compliant. We follow SECURE Act regs, Notice 2022-53, and Section 101(a) tax-exempt rules.
We still optimize withdrawal timing (to maximize tax-free growth) and integrate it into your broader legacy strategy.